Personal Umbrella Insurance

Life can change in an instant. A Personal Umbrella insurance policy helps protect you against the unexpected events that can wreak havoc on your family, your finances, and your future.

What is Personal Umbrella insurance?

Personal Umbrella protection is a low-cost insurance policy that picks up where the liability coverage included in your personal auto and homeowners policies leaves off.

Personal Umbrella insurance provides additional coverage if you're sued for damages suffered by someone as a result of an accident involving your car or property, or during recreational activities such as horse riding or golfing.

Who needs Personal Umbrella insurance?

As you accumulate assets, you become a bigger target for lawsuits. If you lose a lawsuit and don't have enough liability insurance, your assets could be taken to pay the judgment. This can include savings, investments, property, and even future earnings.

You're particularly exposed to risk if you:

• Have a swimming pool
• Have a student driver in your family
• Operate jet skis and other high-risk recreational vehicles
• Engage in sporting activities like snow skiing, horse riding, golf, baseball, etc.
• Travel outside the USA

Is it expensive?

Depending on your specific situation, annual premiums start as low as $200 a year for as much as $5 million in coverage.

Establishing a Personal Umbrella policy is quick, easy and inexpensive. And the benefits could last a lifetime.

Request a no-obligation Personal Umbrella insurance quote now.

See also:

• Staying Safe When You Travel
• Personal Umbrella Liability Insurance

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• Single Family insurance
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