What to do after a severe storm

Call your insurance carrier (if it is us - 1 800-685-9551) to report a claim as soon as possible: you can contact us via email too. If your home is damaged inside and outside, be sure to advise us or your insurance company of both.

• Protect your property by making temporary repairs, if possible.
• Hire only licensed, reputable contractors for emergency repairs.
• Save receipts-repairs, food, lodging, everything.
• Make a list of the damage with descriptions. Gather receipts or canceled checks you've saved that indicate the value of damaged property.
• Take photos of all damage, indoors and outdoors.
• Be prepared for a visit by a claims representative. Make a note of the representative's name and the claim number assigned to your case.
• Secure one or more detailed estimates for permanent repairs, as soon as possible.
• If your home is not livable, keep us or your insurance company informed of where you can be reached. Save receipts for lodging, meals, telephone, mileage and other normal living expenses.

Please be patient, especially if your property is not severely damaged. In a large storm, claim representatives will try to reach the worst cases first, especially those left homeless.

See also:

• Preparing for Disasters
• Know what to do if a hailstorm strikes
• Watertight ways to avert water damage
• Are you prepared for a Flood?
• Protect your home against wildfire damage
• Are you prepared for a Fire?
• Are you prepared for a Hurricane?
• Tornado safety precautions may save your life
• Home alone - protecting your home
• Power surges: How to protect valuable electronic equipment
• How to handle a kitchen fire
• How to insure a home business

You might also consider :

• Homeowners policies
• Condo/Townhouse insurance
• Mobile/Manufactured insurance
• Renters insurance
• Rental Property insurance
• Second Home insurance
• Home Warranty insurance