Are you prepared for a Flood?

Flooding can occur within a few minutes or hours of excessive rainfall, a dam or levee failure, or a sudden release of water held by an ice jam. If your home and family are at risk of flooding, use this checklist to help prepare for such a disaster:

  • Do you know the evacuation routes in your area?
  • Are roofs, gutters and down spouts clear?
  • Have you checked trap valves to prevent flood water backing up in your drains?
  • Can you secure outdoor furniture and other items that can float away or get in the way of emergency personnel?
  • Do you have flood-fighting tools such as sandbags and pails ready?
  • Do you have a sump pump?
  • Is there a back up power supply?
  • Does your family know "What to do in case of a flood"?

Steps To Follow After A Flood

  • Inspect home carefully before re-entering.
  • Do not use gas or electrical utilities until they have been checked.
  • Do what you can to make temporary repairs and avoid further damage.
  • Air house thoroughly to remove foul odors or escaped gas.
  • Pump or bail out flooded areas and give walls and floors an opportunity to dry.
  • Scrub all woodwork and floors with a stiff brush to clean off mud and dirt.
  • Raise wall-to-wall carpets to allow air to circulate.
  • Dry metal objects, including electric motors in home appliances, carefully and rub with oil to prevent corrosion.
  • Review your insurance coverage and notify your insurance agent promptly.
  • Take photos or make a videotape of damaged property and keep a record of expenses.
  • Review your family disaster plan and see how you can improve disaster planning in your community.

Request a no-obligation quote for Flood insurance policy

See also:

Preparing for Disasters

Are you prepared for a Fire?

Are you prepared for an Earthquake?

Are you prepared for a Hurricane?

Home alone - protecting your home

Power surges: How to protect valuable electronic equipment

How to handle a kitchen fire

How to insure a home business

What to do after a severe storm

Watertight ways to avert water damage


You might also consider :

Commercial Flood Insurance policies

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